12/28/2009

I saw a request for something new

Context
I belong to an e-mail list called "Help a Reporter Out" (HARO), which is a place people can go to request help with research. Today one of the requests was for tips for people to manage their money, but the requester wanted new material, not the usual "make a budget," "cut up your credit card"-type of suggestions. I can't print the actual request here, because one of the five rules of HARO is: "You MAY forward queries to friends, but DO NOT post them on blogs or anywhere on the web."

Commentary
HARO is an interesting list. I like it because I feel like it keeps me in touch with current social trends, but it's not for everyone. For one thing, media-ready discourse seems to be valued more highly than verifiable information. This leads to requests along the lines of, "I need a source to discuss the link between vaccines and autism." There is, of course, no clinical evidence for such a link, but HARO has no objection to you looking for people to talk about it anyway.

Also, the emphasis on currency that I treasure is likely what drives requests like the one I saw today. The journalist in question seems to be saying, "Yes, the 'how to manage your money' angle may appear to have been done to death, but I'm sure there's some set of tips out there that will give it new life."

This may be so, and far be it for me to deprive the world of important information, but I can't help but think "new is not necessarily better." As far as I know, two of the best ways to manage your money are to keep a budget and cut up your credit card. At least, that's what worked for me and my husband about 18 years ago when we decided to start getting serious about this stuff. OK, we didn't cut up the credit cards. We just stopped using them.

So if we're not looking for something new because it works better, why are we? My cynically ironic answer? Money. It's hard to make a buck off suggesting financial discipline and sacrifice. Instead, "experts" assert that they have special tricks and secret knowledge and if you just shell out a little bit to learn them, you'll profit from the experience. Well, someone will profit.

The same thing happens in the weight-loss industry. This article appeared in the USA Weekend magazine I read yesterday. The author, with a straight face, blames the conventional wisdom of eating less and exercising more for the fact that obesity is spreading in the U.S. He then suggests his particular set of new tricks and lets you know you can learn more about them by purchasing his $20.00 book. Because what possible profit could there be in following the conventional steps to lose weight?

What did you see today?

12/02/2009

I saw a billboard

Context
Lee Michaels, a Louisiana-based chain of jewelry stores has several billboards in Shreveport. The one I passed today said, "If a woman says she doesn't want anything, she's lying."

Commentary
The general marketing technique of jewelry stores, particularly during the holidays, is to say that the way to a woman's heart is through expensive baubles. Perhaps I shouldn't take advertising so seriously, but I don't get this idea at all.

Don't get me wrong; I like pretty shiny things and I have a diamond engagement ring. But about the time it started being "our money," I realized that putting a huge chunk of it into personal decoration was actually a contrary indicator of how well I would be taken care of in the future. On the other hand, I understand that other women may have differing opinions about both money and relationships.

But now Lee Michaels has libeled me personally. I, in fact, frequently tell my husband and others that I don't want anything for Christmas or other occasions. It's not that I don't appreciate gifts and the affection behind them, but frankly I'm at a financial place in my life where if I want something, I buy it for myself. Of course, I may be in this place because I don't indulge in a lot of expensive jewelry, but I digress.

The point is, I'm not lying. I really don't want anything and won't be the slightest bit offended if you don't get me a Christmas gift. Even if I get you something, because I only do that if I want to, not because I'm setting up some kind of winter solstice-specific swap meet.

So quit telling lies about me, Lee Michaels. And if you'd like to discontinue your general practice of implying that women in general are sneaky gold-diggers who can't afford their own jewelry, that would be peachy too.

What did you see today?